Boy have I been cash-strapped of late; work has been dribbling in at a pace that is slower than my consumption no matter how much I try to make that output as small as possible. There’s some work on the horizon but it’s always just at arm’s reach when I need it in close. Admittedly though, it has been a good challenge and excellent practice at being stingy, creative and disciplined.
The greatest part of my discipline comes into play when it comes to my credit card; it is a necessary evil as I have a great deal of automatic payments that come from it, which is rather thankful as I would be scrambling much more otherwise. However, I have used it exceedingly rarely when it comes to anything that is not a necessity (ie. going out to restaurants, “impulse” buys, “stuff”) which I find is my biggest success during this period of moneylessness. The challenge of course is to maintain this stingy behavior when the cash does start rolling in, and for that I see this period as great practice. For example, I know there are a couple of job-related things coming up that I could use some new gear for, but I have been resisting and looking at DIY alternatives that I can build for much less in some cases. When I have the money, I have to resist just going out and buying those things new and keep on the DIY way of thinking.
Being stingy is actually quite satisfying if it is confined to personal wants and desires but not relegating yourself to never going outside or being sociable. I’ve been guilty of the latter in the past, saying “oh, I can’t go visit friends cuz they’ll all just want to go out and spend money so I may as well just stay at home.” Luckily, I now have a lot more like-minded friends when it comes to living simply and saving money, so it’s easy to just hang out at someone’s place or do something with the deliberate intent on not spending money. My thrifty/stingy attitude extends to groceries and just getting the basics (while trying to remain healthy), driving less and taking the bus or walking more, scraping every last little bit of food from a jar/bottle/box and being more liberal with use-by dates (while not giving myself food-poisoning!). I’m only drinking cask wine and looking for 2-for-1 deals on big boxes which thankfully come along regularly (if I have nothing else, at least I have my grog!). I’m also conscious of things like excess toilet-paper usage, excess shampoo and toothpaste usage, wearing more clothes instead of turning on the heat (it’s been very cold in this house just lately) and feeding the dog slightly smaller portions of bulk-bought food to save a bit (no, I am not under-feeding my beloved pup!)
Creatively, I am managing to look at the cupboard and use what I see rather than just what I want (I know, a lot of my thoughts have to do with food! I do love my food…). This naturally results in eating a lot of rice-based dishes (from my 10kg sack of rice persistently offering itself to me from the corner of my kitchen); a surprisingly tasty dish is just steamed rice, a tin of chili-infused salmon or tuna, some green veg like zucchini or bok choy, and a bit of soy & sweet chili sauce. That’s about $2.50 for a big, tummy-filling bowl, and is pretty healthy too. In addition to food, I am rotating my clothing usage more consciously to get maximum wear requiring minimal washing frequency.
Anyway, tightening the old belt, as they used to say, is not so bad. I like having a few extra frills to make life a little less banal but it really is a good challenge to deprive yourself every once in a while, even if you aren’t financially hard-up. I reckon everyone should sacrifice something regularly if only to prove to yourself that you can, plus maybe save a bit of money/be healthier in the process. It also makes you appreciate all those little things that we all love in life that you tend to take for granted!